Home health care has topped the list of nursing specialties with the most malpractice claims – with each claim representing a costly risk for providers.
Malpractice claims involving a health care nurse average $301,031 in 2025, an increase of 39% since 2020, according to a report from the Nurses Service Organization (NSO).
Home health nursing comes with specific risks, according to the NSO, including environmental hazards and workers being the sole health care provider on-site without any supervision.
The report’s authors used data collected between Jan. 1, 2020 and Dec. 31, 2024 for this report, which included 466 professional liability closed claims.
Home health care accounted for the highest proportion of closed malpractice claims among nursing specialties, with 21.7% of the total distribution.
“More importantly, however, … the average total incurred has increased significantly from $216,051 to $301,031, a total of 39.3%,” the report’s authors wrote.
The report’s authors offered a scenario that exemplifies the exposures that create a higher average total incurred for home health claims. In it, a newly licensed registered nurse (RN) is employed by a home health agency and assigned to a pediatric ventilator-dependent infant requiring constant observations. The infant became cyanotic, and the nurse attempted to provide aid and then resuscitative efforts after the child became unresponsive. Emergency responders arrived and noted that compressions were being performed improperly. The child later died at the emergency department (ED).
“Nursing experts opined that the RN did not act within the standard of care,” the report’s authors wrote about the scenario. “The RN testified that she had no prior experience of training in handline pediatric ventilator patients and the orientation upon hire to the home health care agency was limited.”
The case was settled for more than $475,000 on behalf of the insured nurse, according to the scenario in the report.
Early career nurses are especially at risk of being placed in a clinical setting where they lack the necessary knowledge, experience and clinical competency.
To limit such concerns and claims, the report’s authors recommend that home health agencies expand orientation and mentorship programs, simulation experiences and nurse residency programs.
Providers have also found that offering more extensive training improves retention – a key for an industry beset by staffing shortages.
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